Terms of Use — Purchase

Terms of Use — General

By accessing and using https://www.ashokcharan.com (the "Website"), you shall be deemed to have agreed to be legally bound by these Terms of Use, including the Privacy Policy https://www.ashokcharan.com/login/privacy.php.

All services on the website are exclusively maintained by Ashok Charan (the author), and we cannot ensure indefinite support. In the event of service closure or interruption, no compensation will be provided.

Marketing Analytics Solutions ("we" or "us") may amend and update these Terms of Use from time to time. You are therefore advised to check the Website to ensure that you are aware of any amendments to the Terms of Use.


You are responsible for safeguarding the password that you use to access the Website and for all activities or actions under your password. We will not be liable for any loss or damage arising from unauthorized use of your password.


Your personal data is subject to our Privacy Policy https://www.ashokcharan.com/privacy.php, which, by reference to this Clause, is incorporated into the Terms of Service.


By using and accessing the Website, you will be exposed to information, images, video, messages or other materials (“User Content”) that we/users of the Website upload or otherwise make available on the Website whether publicly or privately.

You will not publish, distribute, redistribute, transmit, retransmit, broadcast, reproduce, circulate or post User Content to other websites, forums, online platforms or offline.

We do not assume any responsibility or liability for any User Content, including but not limited to, any errors or omissions in any User Content, or for any loss or damage of any kind incurred as a result of the use of any User Content uploaded, emailed or otherwise made available on the Website.


You expressly agree that your use and/or access of the Website is at your sole risk. We disclaim all warranties of any kind, whether express or implied.

You warrant that you will not use the Website for any purpose that is unlawful or prohibited by these Terms of Use. In particular, but without limitation, you agree not to use the Website to defame, abuse, harass or otherwise offend others; not to publish or disseminate any material which is unlawful, obscene, defamatory, offensive or inappropriate; not to use any automated scripting tools or software; not to engage in or promote any unsolicited emailing or spamming via the Website; not to impersonate any person or entity; not to make available material from the Website that you do not have a right to make available or which contains files/codes designed to interrupt, limit or destroy the functionality of any computer software or hardware.

We bear no responsibility for any breach of law, guidelines or code of ethics by Users of the Website.

We bear no responsibility for any breach of privacy or confidentiality by Users of the Website.

We reserve the right to update, modify or discontinue, any services of the Website (or any part thereof) with or without notice. You agree that we shall not be liable to you or to any third party for any modification, suspension or discontinuance of such services.

We may modify the terms and conditions of access to and use of this site at any time, and such modifications will take effect immediately upon posting of the modified terms and conditions on this Website. Accordingly, you agree to read the terms and conditions on a regular basis, and your continued access or use of this Website will be deemed to be your acceptance of the modified terms and conditions.

We expressly disclaim any representation or warranty regarding the services provided by the Website, whether express or implied, in regard to quality, performance, accuracy and reliability, non-infringement, commercial utility, merchantability or fitness of any service for a particular purpose.

We do not advocate patronage of any particular product or service provider, or any commercial dealings in securities or investments. We are not giving or purporting to give any financial, investment, tax, legal and other professional advice. Any inclusion on the Website of a link to other website(s) or resources does not imply any form of endorsement by us.

We do not make any representations or warranties against the possibility of deletion, mis-delivery or failure to store communications, personalized settings, or other data.


We reserve all of our intellectual property rights in the Website. Using the Website does not give you any ownership in our Website or the content or information made available through our Website.


You hereby agree to indemnify and hold us harmless from and against any and all claims, losses, liabilities, costs and expenses (including but not limited to legal costs and expenses on a full indemnity basis) made against or suffered or incurred by us arising directly or indirectly out of your access to and/or use of any part of the Website or any of the Website Contents or Website Services; or your breach of any of these Terms of Use.


We shall not have any liability based upon your use of, or reliance upon, this website or the materials, including liability for direct, indirect, incidental, special, or consequential damages, even if we have been advised of the possibility of such damages. Some jurisdictions limit our ability to disclaim liability. With regard to those jurisdictions, our liability shall be limited to the greatest extent permitted by applicable law.


We reserve the right at all times to suspend or terminate users. Cause for such termination shall include without limitation: breaches or violations of the Terms of Service, infringement of intellectual property rights, prolonged periods of inactivity and legal process/governmental request.


All charges/fees are non-refundable.


These Terms of Service and the transactions contemplated shall be governed by, and construed and interpreted in accordance with the laws of the Republic of Singapore, and any legal action, disputes of whatever nature shall be subject to the exclusive jurisdiction of the courts of the Republic of Singapore.

Our failure to exercise or enforce any right or provision of the Terms of Service shall not constitute a waiver of that right or provision. If any provision of the Terms of Service is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Terms of Service remain in full force and effect.